Digital Lending | Best Loan Management System | End to End Lending Solutions

Ranked Number 1 in
Digital Lending

Intellect Digital Lending (IDL)

Intellect Digital Lending (IDL) is a cutting-edge digital credit management system designed to meet the ever-changing needs of credit seekers and financial institutions alike. The comprehensive digital lending software empowers financial institutions (FIs) to seamlessly offer both commoditized and specialized credit products across diverse business segments, including Retail, Corporate, SME, and Agri. With Intellect Digital Lending, FIs can navigate the digital landscape with confidence, ensuring a streamlined and efficient approach to meeting the evolving demands of the credit market.

Embracing the 'Always On, Always Aware' concept, IDL enables banks to provide a truly digital, real-time solution to their customers. Real-time, informed credit decisions empower banks to grant customers a 360-degree view of their credit portfolio. Following a DIY principle, the system allows banks to create their products on-the-fly, ensuring flexibility anytime, anywhere. The fully automated, robust architecture of IDL guarantees a lower cost of operation by driving enhanced efficiency.

IDL serves as an all-in-one lending platform, seamlessly integrating Credit Origination, Loan Servicing, Debt Management, and Collateral & Limits Management systems. Each of these components is also available as standalone products, catering to businesses at various stages of digital credit transformation.

Elevate your lending experience with IDL, the award winning Retail Lending Software that prioritizes efficiency and adaptability for a comprehensive, streamlined lending process.

IDL is an all-in-one lending platform for comprehensive digital credit transformation

Seamless Onboarding Experience
Reduce Time To Market
Minimize Credit Risks
Maximize Collections

Omni-channel Origination with Customer Initiated/ RM Assisted Journeys
API-Based Origination Enabling Collaboration With Fintechs

Digital Data Aggregation Through Structured and Unstructured Data Sources
Zero Touch Documentation Enabled by Digital Signatures

Powerful Product Configuration Engine
Superior Flexibility in Amortization

Loan Restructuring & Modifications
Exhaustive Loan Parameters

Centralized Real-Time Monitoring Across Varied Lines Of Business
Multi-Dimensional Exposure View

Single View Of Borrower’s Exposure Across Multiple Levels
Real-Time Margin Tracking

Real-Time Loan Performance Analysis
Intuitive Collection Score For Segmentation

Personalized Follow Up
Customer-Centric Strategies and Streamlined Collection Processes

Digital Lending - Overall Architecture

End-to-end Credit Lifecycle Management

With Intellect Digital Lending, Banks and Financial Institutions Can Ensure

3X

Growth in Origination Volume

20%

Reduction in Past-due and Written-off Loans

Loved by leaders

The new platform will provide us with strength and the opportunity to accelerate our processes for innovation, product development and go-to-market.

Nils Carlsson

CEO, Resurs Bank

The unique Commercial Loan Origination platform enables YES BANK to extend commercial lending products and services with versatile integration capabilities through open APIs.