Ranked Number 1 in
Digital Lending
Intellect Collateral & Limits Management (CLMS) is an enterprise wide platform for real-time exposure and collateral monitoring across islands of systems. The centralised asset management system supports the entire lifecycle of an asset and its collateralisation for all credit offerings across the organization.
Intellect CLMS is built with a proactive limit monitoring and control mechanism which allows banks to have a single source of truth for both secured and unsecured exposures for a given customer relationship. The ability of the system to provide a consolidated, real-time credit exposure view helps the risk department take real time informed decisions.
Evolve, and Transform
Enterprise Limit Monitoring
Multi-dimensional Exposure View
Single View of Customer Exposure
Real-time Margin Tracking
- Centralized real-time monitoring across varied lines of business
- Organization hierarchy with shared exposures
- Individual & Group limits
- Secured & Unsecured limits
- Revolving or Fixed credit
- Drawing power adjustment etc.
- Exposure capping across multiple dimensions
- Industry, Currency , Branch, Counterparty, Country, Product type
- Counter party or Risk party exposure – Dealers, Manufacturers, Supply Chain vendors
- Single view of borrower’s exposure across multiple levels
- Real-time Exposure tracking at group level
- Multiple entities, Divisions and their utilized & unutilized facilities
- Security coverage adequacy across hierarchy
- Collateral drawing limited to a specific entity or shared across entities
- Collateral sizing and pooling
- Automated/ Batch based re-evaluation for real time coverage
- Lifecycle alerts for Documentation, Insurance and Assignments
Manage Risks Effectively with Intellect Collateral and Limit Management System
Benchmarked by KPMG to Handle
Active Loans
Transactions Per Second
Average Originations Per Day
What They Have To Say
"The remarkable achievement of finishing our project in just four months was made possible by the collective effort and expertise of our skilled team members, spearheaded by Intellect."
Muaz Termaz
SVP Head, Delinquent Collection, The Saudi National Bank (SNB)
“It has been quite a year for Intellect Design Arena. For the sixth year in a row, the company retained the top spot in the Retail Core Banking category, performing strongly in the APAC region, followed by Africa and Europe. Intellect Design Arena also racked up its third year as leader of the Wholesale Transaction Banking category. The company was a clear leader here with a nearly equal number of deals from the Americas, Europe, and the Middle East. It was also the second year running that Intellect Design Arena held the top position in InsurTech. In fact, it is worth noting that Intellect Design Arena has held top slot in the latter two categories since both the InsurTech and Transaction Banking categories were first introduced to the IBSi SLT!”
Robin Amlôt
Managing Editor, IBS Intelligence
“Our Vision at My.t Money is not only to make payment fast, secure and simple but also fun. We are also looking to drive strong continuous engagement by delivering value to consumers through access to things they want—coupons, loyalty rewards, gift cards, tickets, loans and more. iGCB’s experience in enabling leading organizations across the world to provide a superlative and seamless customer experience convinced us that they are the right partner for the next stage of our digital transformation and financial inclusion journey. We are confident that iGCB will enable Mauritius Telecom to not just deliver innovative financial solutions but also provide our customers an enhanced experience.”
Sherry Singh
CEO, Mauritius Telecom
“Our goal for this transformation was to empower our employees with the right tools which can help them deliver world-class banking to Myanmar citizens. We found Intellect Digital Core, most aligned to the needs of a growing bank with its robust technology stack and on-time deployment record. We are very excited to begin our journey.”
Mr.Htun Htun Oo
Dy CEO/BOD consultant, Mineral Development Bank
“We’re delighted to partner with Intellect GCB and establish the Cloud Centre of Excellence. As Intellect GCB’s customers look to rapidly enhance their digital capabilities in a multi-cloud world, the Centre of Excellence will help them mitigate risk, ensure compliance, and reduce time to market. We’re already seeing customer validation of our partnership, and iGCB’s choice of VMware Tanzu reaffirms our position as the industry-leading modern application platform”.
Pradeep Nair
Vice President and Managing Director, VMware India
The unique Commercial Loan Origination platform enables YES BANK to extend commercial lending products and services with versatile integration capabilities through open APIs.
Anup Purohit
Chief Information Officer, YES BANK
Intellect’s Contextual Digital Banking suite, IDC, has not only enabled us to acquire new customers but also facilitate our drive towards market leadership with an open & connected partner ecosystem.
Jon Howe
Managing Director , Cater Allen
We found the Intellect Digital Core banking suit a good fit with our business and operational goals.
MFTB Bank
The new platform will provide us with strength and the opportunity to accelerate our processes for innovation, product development and go-to-market.
Nils Carlsson
CEO, Resurs Bank
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Recognized by experts
Intellect Ranked No. 3 in Global Leadership – Geographic spread in IBSi Sales League Table 2024
Intellect Ranked No. 2 among Regional Leaders in North America in IBSi Sales League Table 2024
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