The Most Comprehensive Retail Digital Banking Engagement Suite
With the eMACH.ai Digital Engagement Platform (eMACH.ai DEP) , banks can offer a highly personalized experience across acquisition, engagement and retention for Retail Banking customers. The platform reduces redundancies and makes banking fun through seamless journeys, gamification and loyalty and rewards programs built across products. Alongside the platform, empowers your employees to design better journeys in a codeless manner and service Retail Banking customers better. The Open Finance enabled platform allows banks to expand their retail market share by collaborating with Fintechs, eCommerce and more.
Digital Onboarding
What if customer onboarding was as easy as opening an account on Netflix or Venmo? With DEP, customers can open an account in 3 minutes with minimal typing, digital liveness check, document verification and KYC.
Digital Lending
Address the finance needs of your customers with digital and hassle-free lending through traditional lending products and innovative offerings like Flexi credits/Micro Credits/BNPL. Offer loans in a few clicks with Online real-time credit evaluation.
Family Banking
Engage the next generation by enabling the parents to inculcate good financial habits for their kids. Parents can create tasks for kids and reward them upon completion, send videos, books and more on the kids app.
Personal Finance Management
Enable your customers to manage their finances better by analysing spends and getting insights as per transaction category. Customers can also create goals and track savings for each goal.
Ecommerce Marketplace
Be the one stop solution for your customer’s lifestyle needs with an Ecommerce marketplace inbuilt within your app. Curate experiences ranging from travel to food, entertainment and more. Banks can integrate rewards within the marketplace to further make the proposition more engaging.
Greenification
Encourage customers to reduce the carbon footprint across transactions with one swipe. DEP comes with an inbuilt ESG calculator which calculates the carbon footprint. Customers can donate the amount equivalent to the carbon footprint by donating to their favorite social causes.
Key Platform Features
Unified platform for Retail, SME & Corporate customers across Acquisition, Engagement and Retention
Microservices-based, Event-driven, API-enabled, Cloud Native, Headless with underlying AI models (eMACH.ai) Platform
Codeless platform to Buy, Adapt & Build user journeys
Create a unique design and experience with a composable UI/UX layer
Pre-integrated with best-in-class fintech partners to offer differentiated solutions and drive growth
Connect with any core banking system, Applications, Fintechs & other Marketplace partners
Loved by leaders
After multiple evaluations for replacing our existing core banking solution, we chose the latest in technology, IDC 19.1 that would strengthen our operations ensuring higher efficiency and drive our digital transformation agenda.
Rolando R Avante
President & CEO, Philippines Business Bank
The new platform will provide us with strength and the opportunity to accelerate our processes for innovation, product development and go-to-market.
Nils Carlsson
CEO, Resurs Bank
We found the Intellect Digital Core banking suit a good fit with our business and operational goals.
MFTB Bank
Intellect’s Contextual Digital Banking suite, IDC, has not only enabled us to acquire new customers but also facilitate our drive towards market leadership with an open & connected partner ecosystem.
Jon Howe
Managing Director , Cater Allen
“Our goal for this transformation was to empower our employees with the right tools which can help them deliver world-class banking to Myanmar citizens. We found Intellect Digital Core, most aligned to the needs of a growing bank with its robust technology stack and on-time deployment record. We are very excited to begin our journey.”
Mr.Htun Htun Oo
Dy CEO/BOD consultant, Mineral Development Bank
Recognized By Experts
Intellect Ranked No. 3 in Global Leadership – Geographic spread in IBSi Sales League Table 2024
Intellect Ranked No. 2 among Regional Leaders in North America in IBSi Sales League Table 2024
Ranked No. 2 Islamic – Retail Lending in IBSi Sales League Table 2024
Ranked No. 2 Islamic – Digital Banking & Channels in IBSi Sales League Table 2024
Ranked No. 4 Wholesale Banking - Treasury & Capital Markets in IBSi Sales League Table 2024
Ranked No. 2 Digital Banking & Channels in IBSi Sales League Table 2024
Ranked No. 1 Retail Lending in IBSi Sales League Table 2024
Ranked No. 1 Retail Core Banking in IBSi Sales League Table 2024
Globee Golden Bridge 2024 award - Live Event of the Year (Bronze) for Money 20/20 Europe 2023
Globee Golden Bridge 2024 award - Company of the Year (Information Technology Software) (Silver) for iK Read More
Globee Golden Bridge 2024 award - Information Technology (Software) Innovation (Gold) for iKredit360 Car Read More
IDC won DigiBank Ethiopia 2023 Awards for 'Excellence in Customer Experience' for Ahadu Bank implementation Read More
iGCB's Digital Engagement Platform (earlier called CBX-R) won Best Omnichannel Technology Implementation for Read More
Intellect has been recognized among global suppliers of Treasury and Capital Markets systems in the IBSi 2021 Read More
Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021
Capital Cube is recognized amongst "Category Leaders" in the Chartis' report titled Portfolio Management Pl Read More
Intellect is ranked among top 40 vendors in RiskTech 100 2023 rankings
Intellect has been ranked #1 in the 2022 edition of Global Leader in Product Breadth
Rated as a Leader in 'The Forrester Wave Digital Banking Processing Platforms for Retail Banking, Q3 2022'
Winner for Most Effective Digitization for Intellect Digital Core implementation at Janata Bank
Ranked number 1 for Retail Lending in IBS Annual Sales League Table 2022
CBX Retail Digital Onboarding wins XCelent Functionality Award 2020
Ranked number 1 for Product Breadth in IBS Annual Sales League Table 2022
Regional Leader (ASEAN) in IBS Annual Sales League Table 2022
Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021
Ranked number 1 for Retail Banking for the sixth consecutive year in Annual Sales League Table 2022
Intellect has been recognized among global suppliers of Treasury and Capital Markets systems in the IBSi 2021 Read More
YES BANK adjudged winner at IDC Financial Insights Innovation Awards 2021 for Intellect powered Credit Origin Read More
Digital Core and Cater Allen bank adjudged winner in the IBSi NeoChallenger Bank Awards 2021 - Europe Region
Best Retail Payments System implementation at Janata Bank in IBS Global Fintech Innovation Awards 2021
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