Digital Lending
Unleash the Power of Digital Credit. Limitless Credit Solutions.
Built for a Boundary-less World
Ranked #1 in Digital Lending for delivering innovative solutions & measurable results
Intellect Digital Lending (IDL) is a cutting-edge digital credit management system designed to meet the evolving needs of credit seekers and financial institutions. Empowering FIs to offer both commoditized and specialized credit products across Retail, Corporate, SME, and Agri segments, IDL ensures a seamless, efficient approach to the digital credit landscape.
With the ‘Always On, Always Aware’ concept, IDL enables real-time, informed credit decisions, providing banks with a 360-degree view of customer portfolios. The DIY model allows banks to create products on-the-fly, ensuring flexibility. The fully automated, robust architecture drives enhanced operational efficiency, reducing costs. IDL integrates Credit Origination, Loan Servicing, Debt Management, and Collateral & Limits Management, with each component also available as standalone products, supporting digital credit transformation at every stage.
حدد موعداً للاجتماع
Transforming Credit Management
01
Accelerated Credit
Origination
Achieve 3x growth in origination volume,
enabling faster customer acquisition
Seamless API onboarding
& documentation
02
Comprehensive Credit
Lifecycle Management
Manage everything from credit origination
to servicing, collections, and delinquency
Gain a 360-degree view of borrower exposure, ensuring better credit decisions
03
Built on Future-Ready
Architecture
Proven capability to handle 10,000+ TPS with real-time event streaming
Cloud-ready platform supporting on-premises, public, and hybrid deployments
04
Empowered Risk
Mitigation
Intelligent underwriting powered by AI ensures faster and more accurate decisions
Real-time margin tracking and multi-dimensional exposure views minimize credit risks
Preferred Digital Lending solution for top banks globally
Revolutionizing Lending Operations
Digital Lending – Overall Architecture
Diverse loan products
Comprehensive loan lifecycle management
Integration of functional capabilities
Why choose Digital Lending?
تجربة تأهيل سلسة على متن الطائرة
- Omni-channel origination with customer initiated/ RM assisted journeys
- API-based origination enabling collaboration with fintechs
- Digital data aggregation through structured and unstructured data sources
- Zero touch documentation enabled by digital signatures
Accelerate Growth with Scalability
- Proven to handle 10 million+ accounts and process thousands of transactions per second
- Cloud-native platform ensures seamless scalability across geographies and business segments
Future-Ready Architecture
- Built on MACH principles (Microservices, API-first, Cloud-native, Headless) for unmatched flexibility
- Real-time data streaming and embedded AI enable dynamic decision-making and operational efficiency
Comprehensive Credit Ecosystem
- Integrate seamlessly with fintechs, credit bureaus, and third-party systems via 1,200+ APIs
- Modular design allows independent deployment of components, ensuring progressive modernization
تقليل مخاطر الائتمان إلى الحد الأدنى
- المراقبة المركزية في الوقت الفعلي عبر خطوط عمل متنوعة
- عرض التعرض متعدد الأبعاد
- عرض واحد لانكشاف المقترض عبر مستويات متعددة
- Real-time margin tracking
تعظيم المجموعات
- Real-time loan performance analysis
- Personalized follow up
- Intuitive collection score for segmentation
- Customer-centric strategies and streamlined collection processes
ما يقوله عملاؤنا
تحويل
التحديات إلى
قصص نجاح
دراسة حالة: الذكاء يغذي النمو القوي لبنك YES Bank، أحد بنوك القطاع الخاص الرائدة في الهند
50% reduction in loan processing time
100% digital onboarding for MSME customers
Powered on-the-go approvals, slashing approval times by 30% for preferred business lines
دراسة حالة: البنك يطبق نظام إدارة الضمانات والحدود Intellect في منطقة آسيا والمحيط الهادئ وأوروبا
ابتكارات
الحائزة على جوائز
إنتليكت تحتل المرتبة رقم 3 في الريادة العالمية - الانتشار الجغرافي في جدول دوري مبيعات IBSi 2024
إنتلكت تحتل المرتبة الثانية بين الشركات الرائدة إقليميًا في أمريكا الشمالية في جدول دوري مبيعات IBSi 2024
التصنيف رقم 2 في جدول دوري مبيعات IBSi 2024 - الإقراض الإسلامي - الإقراض بالتجزئة
التصنيف رقم 1 إقراض التجزئة في جدول دوري مبيعات IBSi 2024
التصنيف رقم 1 لإقراض التجزئة في جدول الدوري السنوي لمبيعات التجزئة لعام 2022
المرتبة الأولى في جدول الدوري السنوي لمبيعات IBS السنوي لعام 2022 من حيث اتساع نطاق المنتجات
Regional Leader (ASEAN) in IBS Annual Sales League Table 2022
استكشف.
تعلم.
ابتكر. ابتكر.
-
مالي 20/20 آسيا 2024 - 2024 احجز اجتماع
الفعاليات11 مارس 2024 -
قمة الخدمات المصرفية الرقمية والذكاء الاصطناعي 2024 - الرياض
الفعاليات9 فبراير 2024 -
eMACH.ai يختار VakifBank International Bank International AG، منصة الإقراض والإقراض Digital Core القائمة على الموقع الإلكتروني لتنفيذها في عدة دول
الأخبار7 فبراير 2024
الأسئلة الشائعة
How does Digital Lending empower financial institutions?
Digital Lending provides a fully automated, all-in-one lending platform. It integrates origination, servicing, and debt management, enabling FIs to offer seamless, real-time, and efficient credit services
What is unique about 'Always On, Always Aware' concept?
This concept ensures banks deliver real-time, digital-first solutions. It empowers banks to make informed credit decisions, enabling a 360-degree credit portfolio view for customers
How does Lending simplify exposure and collateral management?
Intellect’s CLMS provides real-time exposure and collateral monitoring with centralized asset tracking, ensuring a single source of truth for secured and unsecured credit exposures
What types of credit products does Lending support?
Lending supports a range of credit products, including retail, corporate, SME, and agricultural loans, with flexibility for customization to meet diverse business needs.
How does Lending reduce operational costs?
Lending robust architecture automates workflows, minimizes manual interventions, and ensures efficient processes, resulting in significantly lower operational costs.
