eMACH.ai
Ausleihe
Unleash the Power of Digital Credit. Limitless Credit Solutions.
Built for a Boundary-less World
Ranked #1 in Digital Lending for delivering innovative solutions & measurable results
eMACH.ai Lending is a cutting-edge digital credit management system designed to meet the evolving needs of credit seekers and financial institutions. Empowering FIs to offer both commoditized and specialized credit products across Retail, Corporate, SME, and Agri segments, eMACH.ai Lending ensures a seamless, efficient approach to the digital credit landscape.
With the ‘Always On, Always Aware’ concept, eMACH.ai Lending enables real-time, informed credit decisions, providing banks with a 360-degree view of customer portfolios. The DIY model allows banks to create products on-the-fly, ensuring flexibility. The fully automated, robust architecture drives enhanced operational efficiency, reducing costs. eMACH.ai Lending integrates Credit Origination, Loan Servicing, Debt Management, and Collateral & Limits Management, with each component also available as standalone products, supporting digital credit transformation at every stage.
Terminieren Sie ein Treffen
Transforming Credit Management
01
Accelerated Credit
Origination
Achieve 3x growth in origination volume,
enabling faster customer acquisition
Seamless API onboarding
& documentation
02
Comprehensive Credit
Lifecycle Management
Manage everything from credit origination
to servicing, collections, and delinquency
Gain a 360-degree view of borrower exposure, ensuring better credit decisions
03
Built on Future-Ready
Architecture
Proven capability to handle 10,000+ TPS with real-time event streaming
Cloud-ready platform supporting on-premises, public, and hybrid deployments
04
Empowered Risk
Mitigation
Intelligent underwriting powered by AI ensures faster and more accurate decisions
Real-time margin tracking and multi-dimensional exposure views minimize credit risks
Preferred Digital Lending solution for top banks globally
Revolutionizing Lending Operations
eMACH.ai Lending – Overall Architecture
Diverse loan products
Comprehensive loan lifecycle management
Integration of functional capabilities
Why choose
eMACH.ai Lending?
Nahtloses Onboarding-Erlebnis
- Omni-channel origination with customer initiated/ RM assisted journeys
- API-based origination enabling collaboration with fintechs
- Digital data aggregation through structured and unstructured data sources
- Zero touch documentation enabled by digital signatures
Accelerate Growth with Scalability
- Proven to handle 10 million+ accounts and process thousands of transactions per second
- Cloud-native platform ensures seamless scalability across geographies and business segments
Future-Ready Architecture
- Built on MACH principles (Microservices, API-first, Cloud-native, Headless) for unmatched flexibility
- Real-time data streaming and embedded AI enable dynamic decision-making and operational efficiency
Comprehensive Credit Ecosystem
- Integrate seamlessly with fintechs, credit bureaus, and third-party systems via 1,200+ APIs
- Modular design allows independent deployment of components, ensuring progressive modernization
Kreditrisiken minimieren
- Zentralisierte Echtzeit-Überwachung über verschiedene Geschäftsbereiche hinweg
- Mehrdimensionale Expositionsansicht
- Einzelansicht des Kreditnehmers über mehrere Ebenen hinweg
- Real-time margin tracking
Sammlungen maximieren
- Real-time loan performance analysis
- Personalized follow up
- Intuitive collection score for segmentation
- Customer-centric strategies and streamlined collection processes
Was unsere Kunden sagen
Umwandlung von
Herausforderungen in
Erfolgsgeschichten
Fallstudie: Intellect fördert das aggressive Wachstum der YES Bank, einer führenden Privatbank in Indien
50% reduction in loan processing time
100% digital onboarding for MSME customers
Powered on-the-go approvals, slashing approval times by 30% for preferred business lines
Fallstudie: Bank implementiert Intellect Collaterals and Limits Management System in Asien-Pazifik und Europa
Preisgekrönte Innovationen
Intellect auf Platz 3 in der IBSi-Verkaufsrangliste 2024 für globale Führungspositionen - geografische Verteilung
Intellect auf Platz 2 der regionalen Marktführer in Nordamerika in der IBSi Sales League Table 2024
Platz 2 im Bereich Islamic - Retail Lending in der IBSi Sales League Table 2024
Platz 1 im Privatkreditgeschäft in der IBSi Sales League Table 2024
Platz 1 im Bereich Retail Lending in der IBS Annual Sales League Table 2022
Platz 1 für die Produktbreite in der IBS Annual Sales League Table 2022
Regional Leader (ASEAN) in IBS Annual Sales League Table 2022
Erforschen.
Lernen.
Innovieren.
-
Money 20/20 Asien - 2024 Treffen buchen
Veranstaltungen11. März 2024 -
Digitales Bankwesen und KI-Gipfel 2024 - Riyadh
Veranstaltungen9. Februar 2024 -
VakifBank International AG, wählt die auf eMACH.ai basierende Digital Core und Kreditvergabeplattform für eine länderübergreifende Implementierung
Nachrichten7. Februar 2024
FAQs
How does eMACH.ai Lending empower financial institutions?
eMACH.ai Lending provides a fully automated, all-in-one lending platform. It integrates origination, servicing, and debt management, enabling FIs to offer seamless, real-time, and efficient credit services.
What is unique about the 'Always On, Always Aware' concept?
This concept ensures banks deliver real-time, digital-first solutions. It empowers banks to make informed credit decisions, enabling a 360-degree credit portfolio view for customers.
How does eMACH.ai Lending simplify exposure and collateral management?
Intellect’s CLMS provides real-time exposure and collateral monitoring with centralized asset tracking, ensuring a single source of truth for secured and unsecured credit exposures.
What types of credit products does eMACH.ai Lending support?
eMACH.ai Lending supports a range of credit products, including retail, corporate, SME, and agricultural loans, with flexibility for customization to meet diverse business needs.
How does eMACH.ai Lending reduce operational costs?
eMACH.ai Lending robust architecture automates workflows, minimizes manual interventions, and ensures efficient processes, resulting in significantly lower operational costs.
