Instant Credit. Microsegmentation. Risk Optimisation
Retail Banking Software Retail Banking Software

Cloud Native | Micro-services Enabled | API ready

End-to-end Credit Lifecycle Management End-to-end Credit Lifecycle Management

Retail | Corporate | SME Banking

End-to-end Credit Lifecycle Management End-to-end Credit Lifecycle Management

Asia Pacific | Middle East | Africa | Latin America

fab
caterallen
ctb
westpac
nab
consolidated
pbb
shinseibank
shb

Intellect Digital Core, IDC 20, is a comprehensive Contextual Banking suite across Core, Lending, Treasury, Trade Finance and Cards. Designed around the powerful Digital 360 approach, IDC 20, presents bank's with the Best of Both worlds ie Customer Experience (Digital Outside) & Operational Efficiency (Digital Inside). Ranked #1 in Retail Banking & a Leader in the Gartner Magic Quadrant, the fully integrated digital solution caters to Retail, Corporate and SME banking segments. Built on a cloud native and micro-services based architecture, IDC 20, empowers banks to move from fragmented digital activities to a reimagined (holistic) modernisation strategy to drive their digital transformation.

While monolithic architecture, siloed processes, lack of efficiency and high operating costs continue to remain concerns for banks, there is a whole new dimension of complexities that bankers are grappling with. The rise of the fintechs and challenger banks, emergence of new segments and a digital marketplace, evolving regulatory landscapes and an era of open and collaborative banking has shaken the natural order. In this scenario, how do banks remain agile and competitive? Before banks embark on their journey of digital transformation it’s crucial to dialogue and understand these complexities to design the right digital modernisation strategy.

complexity driven by Market Disruption
Complexities exists within Bank

For banks to succeed, it is imperative they move from a traditional & siloed approach and look at a holistic digital strategy for driving their transformation agendas. We did exactly that. Understanding the current complexities and the evolving landscape, we thought ahead of the curve, and passionately built a reimagined digital modernisation strategy across 8 powerful levers Including technology, data and customer experience to give you best approach for your successful digital transformation.

Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization
Reimagine your digital modernization

Intellect Digital Core, IDC 20, is a fully integrated Digital Banking solution catering to Retail Corporate and SME banking segments. Whether banks are looking at a strategy that’s channel-led, product-led or even segment-led (think challenger), IDC 20 offers a suite of contextual banking products along with a comprehensive set of modules on a single unified platform. Banks can pick and choose any of the below solutions they would like to modernise, depending on their scale & appetite for digital. Alternately, banks can also choose to horizontally modernize across customer onboarding, customer servicing, customer engagement and back office operations. We Call this ‘Your Digital, Your Way’.

Core Operations

10

  1. Customer Onboarding
  2. Term/Recurring Deposit
  3. Remittance
  4. Teller Management
  5. Payments
  6. Current/Savings Account

Lending

20

  1. Origination
  2. Lending - Unsecured,
    Mortgage & Commercial
  3. Leasing
  4. Securitization
  5. Syndication
  6. Commercial Lending
  7. Debt Management
  8. Collateral & Limits Management
  9. Dealer Financing

Cards

30

  1. Origination
  2. Card Issuance
  3. Merchant Acquisition
  4. Loyalty Management
  5. Fraud Early Warning
    System
  6. Customer Service
  7. Securitization
  8. Receivables Management

Payments

40

  1. Clearing Payment systems
  2. Digital payment systems
  3. Cross Border Payments
  4. Wallet
  5. Cards-Travel/ Pre-paid/Gift

Wealth

50

  1. Customer Acquisition
  2. Financial Planning
  3. Transaction Management
  4. Leveraged Investment
  5. Portfolio Management
  6. Revenue Management
  7. Reporting
  8. Relationship Management
  9. Risk & Compliance
    Management

Trade Finance

60

  1. Letters of Credit
  2. Bills
  3. Collection
  4. Guarantees
  5. Trade Loans
  6. Reimbursements
  7. Supply Chain Financing
  8. Factoring/Forfaiting

Treasury

70

  1. Front/mid/back office
  2. Branch Position Integration
  3. Resource Mobilization
  4. Fund Management
  5. Limits & Control Framework
  6. Risk Management
  7. Stress Testing
  8. Portfolio Management

With the evolving banking landscape and the pressures of rising to the digital challenge, investing in the right technology is indeed a very critical decision for banks. There is a plethora of factors, from digital capability, to functionality, to the economics, that drives this decision. Being the right sized partner and successfully modernising retail banks across the globe, Intellect Digital Core, IDC 20 brings together a formidable solution that is digital, contextual and cloud ready.

leverage-the-power-of-idc-20

DO THESE PAIN POINTS RESONATE WITH YOU?

While monolithic architecture, siloed processes, lack of efficiency and high operating costs continue to remain concerns for banks, there is a whole new dimension of complexities that bankers are faced with from outside the bank. Before banks embark on their journey of digital transformation we believe it’s crucial to dialogue and understand these complexities to design the right digital modernisation strategy.

complexity driven by Market Disruption
Complexities exists within Bank

For banks to succeed, it is imperative they move from a traditional & siloed approach and look at a holistic digital strategy for driving their transformation agendas. We did exactly that. Understanding the current complexities and the evolving landscape, we thought ahead of the curve, and passionately built a reimagined digital modernisation strategy across 8 powerful levers Including technology, data and customer experience to give you best approach for your successful digital transformation

reimagine your digital modernization1
reimagine your digital modernization1
reimagine your digital modernization1
reimagine your digital modernization2
reimagine your digital modernization3
reimagine your digital modernization3
reimagine your digital modernization3
reimagine your digital modernization3
reimagine your digital modernization3
reimagine your digital modernization3
reimagine your digital modernization3

Intellect Digital Core, IDC 20, is a fully integrated Digital Banking solution catering to Retail Corporate and SME banking segments. Whether banks are looking at a strategy that’s channel-led, product-led or even segment-led (think challenger), IDC 20 offers a suite of contextual banking products on a single unified platform to help banks progressively modernise. At Intellect We call this ‘Your Digital, Your Way’.

Core Operations

10

  1. Customer Onboarding
  2. Term/Recurring Deposit
  3. Remittance
  4. Teller Management
  5. Payments
  6. Current/Savings Account

Lending

20

  1. Origination
  2. Lending - Unsecured,
    Mortgage & Commercial
  3. Leasing
  4. Securitization
  5. Syndication
  6. Commercial Lending
  7. Debt Management
  8. Collateral & Limits Management
  9. Dealer Financing

Cards

30

  1. Origination
  2. Card Issuance
  3. Merchant Acquisition
  4. Loyalty Management
  5. Fraud Early Warning
    System
  6. Customer Service
  7. Securitization
  8. Receivables Management

Payments

40

  1. Clearing Payment systems
  2. Digital payment systems
  3. Cross Border Payments
  4. Wallet
  5. Cards-Travel/ Pre-paid/Gift

Wealth

50

  1. Customer Acquisition
  2. Financial Planning
  3. Transaction Management
  4. Leveraged Investment
  5. Portfolio Management
  6. Revenue Management
  7. Reporting
  8. Relationship Management
  9. Risk & Compliance
    Management

Trade Finance

60

  1. Letters of Credit
  2. Bills
  3. Collection
  4. Guarantees
  5. Trade Loans
  6. Reimbursements
  7. Supply Chain Financing
  8. Factoring/Forfaiting

Treasury

70

  1. Front/mid/back office
  2. Branch Position Integration
  3. Resource Mobilization
  4. Fund Management
  5. Limits & Control Framework
  6. Risk Management
  7. Stress Testing
  8. Portfolio Management

With the evolving banking landscape and the pressures of rising to the digital challenge, investing in the right technology is indeed a very critical decision for banks. There is a plethora of factors, from digital capability, to functionality, to the economics, that drives this decision. Having successfully modernised #no of banks across the globe, Intellect Digital Core, IDC 20 brings together a formidable solution that is digital, contextual and cloud ready.

leverage-the-power-of-idc-20

IF YOU WISH TO KNOW MORE ABOUT INTELLECT DIGITAL CORE, CLICK HERE TO DOWNLOAD THE PRODUCT BROCHURE

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