eMACH.ai
Tarjetas
Fully customizable solution that meets customer needs, driving value in card businesses
Unlock a connected Cards Ecosystem, serving all cards & payment needs in one place
We are thrilled to announce the launch of eMACH.ai Cards, a state-of-the-art, fully DIY and customizable cards platform designed to meet every customer need. Built on First Principles, the next-gen eMACH.ai Cards architecture leverages the 4C framework to empower your cards business with:
- Control – Placing control in the hands of the end-customer
- Comprehensive – Providing a holistic functional and technological solution, including advanced card issuing solutions and a centralised card management system
- Collaboration – Adopting an ecosystem-enabled approach to leverage marketplace advantages with the Open Finance enabled solution
- Conscious – Inspiring a sustainable mode of living, one swipe at a time
In our mission to #UncomplicateCards, this fully digital platform addresses all card business needs, including issuing, fraud monitoring, loyalty, servicing, and delinquency management. Embrace the future of card issuance with eMACH.ai Cards!
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Transforming Credit Management
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Accelerated
Time-to-Market
Launch your cards business in just 50 days with pre-configured solutions
Enable customer onboarding in under 2 minutes using AI-powered tools and real-time KYC
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Next-Generation
MACH Architecture
Powered by 270+ Packaged Business Capabilities (PBCs) for on-the-fly solution design
Supports low-code customization for rapid innovation and adaptability
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Recognized
Excellence
Partnered with leading organizations like YES BANK, Mauritius Telecom, and VMware
Recognized globally for innovation and leadership in retail and transaction banking
Preferred Cards platform for top banks globally
Desafiar, innovar y crecer
Arquitectura de soluciones
User-Centric Interfaces
Flexible services modules with secure transactions
Real-Time Monitoring
Why choose
eMACH.ai Cards?
Perturbar y desafiar el statu quo
Launch hyper-personalized card solutions with more than 25 parameters enabled by a DIY GUI interface
- MACH- enabled architecture that supports innovating at speed, unlocking true customer delight
- 270+ composable Packaged Business Capabilities (PBCs) for conceiving credit solutions on the fly supported by our proprietary Customisable enablement Kits (CEKs – SDK++)
- Low code application development digital platform for customized development
Onboard Customers in less than 2 Minutes
Instant credit decisioning powered by Intellect’s private, public and Partner APIs and a robust Business Rule Engine
- Enable customers to apply for the card from the comfort of their homes through partner digital channels
- Estimar los ingresos del cliente aprovechando modelos basados en IA/ML, garantizando aprobaciones previas rápidas y reduciendo los riesgos de mora.
- Instant and paperless KYC completion through Video and Biometric modes facilitated by real time integration with National Unique Identification System
Drive sustainability in payments – one swipe at a time
‘Give Back’ with your first Truly Green Card in the market. Enable your customers to be more socially conscious by reducing their carbon footprint
- Live Conscious Meter – highlighting your customers’ Carbon Footprint to assess environmental, social and governance impact
- Motivate customers to donate to social or environmental causes. Enable them to redeem rewards for sustainable purchases
- ESG rule-engine aligned to Canadian Net-Zero Emissions Accountability Act (2021)
Lance su negocio de tarjetas en 50 días
With our Card as a Service (CaaS) proposition, start issuing feature-rich payment cards to your customers in 50 days!
- Modelo comercial de "prueba-prueba-crecimiento" con inversión cero para permitir el "pago por uso".
- Leverage our industry experts for custom-made payment solutions and sage counsel on compliance matters
- Delegate the management of end to end cards solution and operations – including launching powerful self-service channels and customer services function
Transformar
Desafíos en
historias de éxito
Estudio de caso: Un banco indio líder lanza una experiencia de tarjeta superlativa
Increased credit card volumes from 0.3 million to 1 million
Issued 48.5M+ debit cards
Processed 200K daily card transactions & 450K daily merchant transactions
Estudio de caso: Lanzamiento del negocio de tarjetas de crédito para uno de los mayores bancos del sudeste asiático
Estudio de caso: Un banco privado líder en la India transforma su solución de originación de préstamos y tarjetas de crédito
Innovaciones galardonadas
Intellect ocupa el tercer puesto en liderazgo mundial - Distribución geográfica en la tabla de clasificación de ventas IBSi 2024
Intellect ocupa el 2º puesto entre los líderes regionales de Norteamérica en la tabla de clasificación de ventas IBSi 2024
Explora.
Aprende.
Innova.
Preguntas frecuentes
How does the platform enable instant credit decisioning?
It uses AI/ML-based models, robust APIs, and a Business Rule Engine for swift pre-approvals, ensuring reduced NPA risks and paperless KYC completion.
How quickly can I launch a cards solution?
With the CaaS model, you can launch a feature-rich cards solution in just 50 days, leveraging a pay-as-you-go approach with zero capex.
Does it support flexible payment options like BNPL?
Yes, it supports BNPL transactions, allowing easy conversion into EMIs with minimal customer interaction and a seamless process.
What are the rewards and loyalty features?
The platform supports event-based accrual, multiple redemption options (cashback, buy points, etc.), and co-brand points conversion.
What analytics capabilities does the platform provide?
It analyzes portfolios to identify opportunities, monitors transactions across channels, and uses a real-time decision engine for approvals.
