eMACH.ai
Cartes
Fully customizable solution that meets customer needs, driving value in card businesses
Unlock a connected Cards Ecosystem, serving all cards & payment needs in one place
We are thrilled to announce the launch of eMACH.ai Cards, a state-of-the-art, fully DIY and customizable cards platform designed to meet every customer need. Built on First Principles, the next-gen eMACH.ai Cards architecture leverages the 4C framework to empower your cards business with:
- Control – Placing control in the hands of the end-customer
- Comprehensive – Providing a holistic functional and technological solution, including advanced card issuing solutions and a centralised card management system
- Collaboration – Adopting an ecosystem-enabled approach to leverage marketplace advantages with the Open Finance enabled solution
- Conscious – Inspiring a sustainable mode of living, one swipe at a time
In our mission to #UncomplicateCards, this fully digital platform addresses all card business needs, including issuing, fraud monitoring, loyalty, servicing, and delinquency management. Embrace the future of card issuance with eMACH.ai Cards!
Planifier une réunion
Transformer la gestion du crédit
01
Accelerated
Time-to-Market
Launch your cards business in just 50 days with pre-configured solutions
Enable customer onboarding in under 2 minutes using AI-powered tools and real-time KYC
02
Next-Generation
MACH Architecture
Powered by 270+ Packaged Business Capabilities (PBCs) for on-the-fly solution design
Supports low-code customization for rapid innovation and adaptability
03
Recognized
Excellence
Partnered with leading organizations like YES BANK, Mauritius Telecom, and VMware
Recognized globally for innovation and leadership in retail and transaction banking
Preferred Cards platform for top banks globally
Défi, innovation et croissance
Architecture de la solution
User-Centric Interfaces
Flexible services modules with secure transactions
Real-Time Monitoring
Why choose
eMACH.ai Cards?
Perturber et remettre en question le statu quo
Launch hyper-personalized card solutions with more than 25 parameters enabled by a DIY GUI interface
- MACH- enabled architecture that supports innovating at speed, unlocking true customer delight
- 270+ composable Packaged Business Capabilities (PBCs) for conceiving credit solutions on the fly supported by our proprietary Customisable enablement Kits (CEKs – SDK++)
- Low code application development digital platform for customized development
Onboard Customers in less than 2 Minutes
Instant credit decisioning powered by Intellect’s private, public and Partner APIs and a robust Business Rule Engine
- Enable customers to apply for the card from the comfort of their homes through partner digital channels
- Estimer le revenu du client à l'aide de modèles basés sur l'IA/ML, ce qui permet d'obtenir rapidement des autorisations préalables et de réduire les risques d'insolvabilité.
- Instant and paperless KYC completion through Video and Biometric modes facilitated by real time integration with National Unique Identification System
Drive sustainability in payments – one swipe at a time
‘Give Back’ with your first Truly Green Card in the market. Enable your customers to be more socially conscious by reducing their carbon footprint
- Live Conscious Meter – highlighting your customers’ Carbon Footprint to assess environmental, social and governance impact
- Motivate customers to donate to social or environmental causes. Enable them to redeem rewards for sustainable purchases
- ESG rule-engine aligned to Canadian Net-Zero Emissions Accountability Act (2021)
Lancez votre entreprise de cartes en 50 jours !
With our Card as a Service (CaaS) proposition, start issuing feature-rich payment cards to your customers in 50 days!
- Essai, test et croissance" avec un modèle commercial sans dépenses d'investissement pour permettre le "paiement au fur et à mesure".
- Leverage our industry experts for custom-made payment solutions and sage counsel on compliance matters
- Delegate the management of end to end cards solution and operations – including launching powerful self-service channels and customer services function
Transformer les
Défis en réussites
succès
Étude de cas : Permettre à une grande banque indienne de lancer une expérience de carte exceptionnelle
Increased credit card volumes from 0.3 million to 1 million
Issued 48.5M+ debit cards
Processed 200K daily card transactions & 450K daily merchant transactions
Étude de cas : Lancement d'une activité de cartes de crédit pour l'une des plus grandes banques d'Asie du Sud-Est
Étude de cas : Une grande banque du secteur privé indien transforme sa solution d'octroi de prêts et de cartes de crédit
Innovations primées
Intellect est classé n° 3 en matière de leadership mondial - répartition géographique dans le tableau de classement des ventes d'IBSi 2024
Intellect est classé n° 2 parmi les leaders régionaux en Amérique du Nord dans le tableau de classement des ventes d'IBSi 2024
Explorer.
Apprendre.
Innover.
FAQ
How does the platform enable instant credit decisioning?
It uses AI/ML-based models, robust APIs, and a Business Rule Engine for swift pre-approvals, ensuring reduced NPA risks and paperless KYC completion.
How quickly can I launch a cards solution?
With the CaaS model, you can launch a feature-rich cards solution in just 50 days, leveraging a pay-as-you-go approach with zero capex.
Does it support flexible payment options like BNPL?
Yes, it supports BNPL transactions, allowing easy conversion into EMIs with minimal customer interaction and a seamless process.
What are the rewards and loyalty features?
The platform supports event-based accrual, multiple redemption options (cashback, buy points, etc.), and co-brand points conversion.
What analytics capabilities does the platform provide?
It analyzes portfolios to identify opportunities, monitors transactions across channels, and uses a real-time decision engine for approvals.
