Digital transformation in retail & core banking Digital transformation in retail & core banking

Core Banking Modernization in Europe - Taking the Composable Route

 

Overview

In Europe, tech-savvy neobanks are wooing consumers with attractive, digital-only banking services that are highly personalized and accessible. How can traditional banks reinvent themselves to retain market share? This article maps the major tech trends and challenges in the European core banking landscape, alongside the key differences between neobanks and incumbents. It further explores how composable core banking architecture can help banks, with legacy systems, ease the transition to agile, digital-first banking.

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