journey journey

Our Leadership

  • Rajesh Saxena, Chief Executive Officer

    Rajesh is a seasoned retail banking executive with an in depth understanding of all aspects of retail banking including retail distribution, digital banking, offshore and onshore investments, branch banking with special expertise in credit cards, Personal loans and other unsecured lending. He has strong P&L focus having done large P&L roles in the last 15 years.

    Prior to joining Intellect, Rajesh, was Chief Executive Officer, American Express, India and in this role was responsible for International Consumer & Small Business Services in India as well as for providing leadership to the AEBC Country Executive Team. He is credited for turning around the cards business and setting the business for growth in India.

    Prior to AMEX, he worked with Citibank for 19 years across multiple geographies in various consumer banking roles with the last 10 years spent in managing large teams and product and country P&L's.

    He has strong strategic thinking capability with special skills and experience of ramping up start-up businesses and has a deep retail customer insight. He is well networked in the BFSI space across India, Asia, Middle East and Europe


    Signature trait: Strategic Thinking

    Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

  • Banesh Prabhu, Chief Strategy Advisor

    Banesh is a Fintech services veteran and pioneer in Technology & Operations solutions management. He has developed & implemented strategies globally including next generation digital capabilities for servicing clients. He has managed senior global responsibilities in Operations, Distribution, Divestures, Integration, Digital Services and a diverse range of technology for over three decades of which, for 23 years he was the Citibank International Consumer Bank Global Head covering Operations & Technology for servicing 80m clients in 55+ international markets.

    At Citigroup he was a senior member of the Global Consumer Planning Group, Global Cards Executive Committee, Global Operations Council and Information Technology Leadership Council. In his last role, he was a member of the Executive Committee and Head of O&T for Thailand’s leading universal banking group, Siam Commercial Bank.

    As Chief Strategy advisor for Intellect Design Arena, he is also a Partner and a Member of the Intellect Executive Committee. In addition to being a Senior Advisor with Boston Consulting Group and a Partner in a UK Fintech early stage investment company, he is also a key investor and member of the executive committee of Globallinker, a next generation SME Networking Platform Company.


    Signature trait: International Financial Services Operation & Technology, Digital & Fintech Investment & Implementation, Digital Leadership


    Alma mater:  Chartered Accountant - Institute of Chartered Accountant of India; Bachelor of General Laws (LLB- Gen) & Bachelor of Commerce - Mumbai University

  • Paramdeep Singh, Business Head, Intellect Digital Core & Quantum Central Banking

    Param has extensive leadership experience in retail banking, cards, lending and insurance. In the last 25 years, he has worked in product development and customer experience across consumer banking, cards, loan and wealth management products. Param heads the Digital Core Banking business at Intellect and has been aggressive at positioning the product as a solution of choice for progressive banks across geographies.

    Prior to joining Intellect, Param led the Product Development, Customer Innovation and Research, Health Insurance and Micro insurance business, at SBI and BNP Paribas Insurance. He has been instrumental in launching new products and setting up the business strategies at GE Money.


    Signature trait: Innovative & Energetic Thinker

    Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

  • Varadarajan S, Business Head, Intellect Digital Face

    Varadarajan (Varada) is an accomplished Business Technology leader with deep domain expertise in Financial Services, having worked extensively across various banking products such as Digital banking, Core banking, Private banking, Transaction banking and Investment banking. During his career he has played a variety of roles including global program management, product implementation, sales and Consulting.

    Prior to joining Intellect, Varada spent over 25 years with TCS Ltd, where he was part of the BFSI Leadership team. He was responsible for maturing the domain leadership of TCS both internally and externally. He has also been a part of the TCS financial solutions across the BaNCS product life cycle and has driven several complex implementations.

    Varada is a much respected thought leader, having participated in several international forums as a writer and speaker.


    Signature trait: Deep Domain Expertise

    Alma mater: Aligarh Muslim University (India)

  • Harpreet Singh, Business Head, Intellect Digital Lending & Cards

    Harpreet, a seasoned professional with 18 years in Consumer Banking, having focus on Payment Products and Lending, in diverse functions like Business Strategy planning, Sales & Distribution, Product/Portfolio management, Partnerships and Alliances, and Risk Management, across regions and locations in India and the Middle East.

    He has worked across Asia and Middle East with Citibank and Mashreq Bank in unsecured lending and payment products. He holds deep expertise in New Account Acquisition, Sales, Product Management, Portfolio Management, Rewards and Loyalty Management, Managing Alliance Partners and other strategic initiatives, playing pivotal roles in large, complex regulatory and business projects.


    Signature trait: Business Acumen

    Alma mater: XLRI Jamshedpur (India), Punjab Engineering College (India)

  • Rahul Petkar, Business Head, South America

    Rahul is a strong believer in building sustainable businesses globally. He has played a pivotal role in starting and growing Intellect’s business in the Canadian and Latin American market. He is presently the Business Head for Intellect’s consumer banking business in South America.

    Working with leading global financial institutions for over three decades, he has the expertise for strategic business development from start. Prior to Intellect, Rahul has been associated with Polaris in business leadership role. He has worked with Citibank in India and spent many years in various retail banking roles across multiple geographies.


    Signature trait: Business Acumen

    Alma mater: IIM Bangalore (India)

  • Sriram Vaidheeswaran, Global Head, Engineering & Manufacturing

    Sriram is a subject matter expert with over three decades of experience and is a respected leader in the banking technology industry. He heads the Quantum Central banking business, which is a specialized unit in Intellect, focused on all technology needs of the central banks. In Intellect, he has successfully delivered large and multiple country rollouts.

    He joined us from the Standard Chartered group where he was responsible for developing core banking products, Internet banking products and implementing and supporting them in over 15 countries.

    He is passionate about solving customer problems and is known for his coaching skills in order to develop talent, earning laurels for his 'technical' leadership and 'people' leadership. He is the leader every passionate design engineer wants to work with.


    Signature trait: Solution and Design Thinking

    Alma mater: PSG College of Technology, Coimbatore (India)

  • Akash Gupta, Global Head, Client Partner & Service Delivery

    Akash comes with huge retail banking experience of more than three decades in the financial industry. He heads the Credit Cards business at Intellect and has been driving customer implementation across Asia and South America. His extensive experience in the retail banking domain drives a deep appreciation of application of technology towards business objectives and the retail, commercial & wealth operations. He is focused towards creating value for customers through sharp execution capabilities.

    Before joining the Intellect family, Akash has handled senior leadership roles at RBS, ABN AMRO Bank, Bank of America and ITC Classic Finance. He has also held senior leadership level heading large operations and strategic delivery for the captive operations of RBS in India. He was part of the leadership that pioneered 365 days banking, doorstep delivery, and extended banking hours at Bank of America.


    Signature trait: Perfection

    Alma mater: ICWAI (India)

  • Rahul Swarup, Solution Advisor, Cloud Infrastructure

    Rahul is an expert with deep knowledge of technology with business practices & a strong result oriented focus on customers and market. In the 34 years of experience that he has had in various leadership roles across industries, he has built & led highly successful technology and business teams. As a Consultant, Mentor and Entrepreneur, Rahul has worked with various technologies and organisations in the past.

    He has had a whole gamut of experience right from Building & Operating Network facilities at ONGC & Citibank, Building Networks & Data Center facilities for SIFY, managing Remote Infrastructure Managed Service for SevenStrata IT Services Pvt. Ltd, to being an MD & CEO of Go IP Global Services and to Co-found SixMatrix IT Services Pvt Ltd.


    Signature trait: Team Building and Process Orientation
    Alma mater: IIT Kanpur (India)

  • Venkatesh Chillara, Head, Quality

    25 years of rich experience is one thing. When you see some profiles, the first thing that strikes you is the holistic experience. Venkatesh is one such leader. From leading transformational programs to management consulting to setting up several testing and delivery assurance centers of excellence to performance engineering to virtualisation, Venkatesh has actually done it all! The added bonus is his strong banking vertical exposure across Consumer, Transaction banking and Capital Markets. Needless to say, here is one leader who is a true business enabler and extremely focused on product quality.

    He joined Intellect from the IT major, Satyam Computer Services, where he owned the P/L responsibility for a $100 million practice. He has published several managerial and technical papers globally and has been a speaker at several international conferences. At Intellect, Venkatesh anchors and evangelises impact creation, through disciplined Delivery Excellence. His first principle for true customer delight is 'D-3 OTIF, ie, Deliver 3 days ahead of schedule on-time and in-full!


    Signature trait: Building Trust circles


    Alma mater: Jawaharlal Nehru Technology University (India), Osmania University (India)

  • Shiv Sivaraman, Head, Testing & Product Advocacy

    Shiv is a seasoned IT professional with over 3 decades of experience in the field of Consulting, Business process re-engineering, Design, Development of Business Solutions, Product Development, System Integration, Application Maintenance and Application Support.

    With strong delivery focus and an eye for revenue enhancement through customer delight and having worked with customers in the retail and investment banking space, he has been instrumental in creating a platform for managed data services for trade data which was bought from UBS and converted as a platform with connectivity to various data providers.

    Prior to Intellect, Shiv was has worked in Tech Mahindra, Ramco Systems, Satyam Computer Services Ltd., @Xpedior Inc, Chicago, etc. with focus spanning customer engagements in BFSI and Public Sector and manufacturing verticals. Shiv has worked with customers like Citi, Barclays, UBS in product development and implementation, commercial lending, payment systems, back-office applications, risk management solutions, etc


    Signature trait: Delivery Excellence, Customer Commitment & Deep Domain Expertise


    Alma mater:  Calicut University (India), Annamalai University (India)

  • Krishna Bessetti, Chief Commercial Officer

    Krishna Besetti is fondly referred to as Intellect's All-Rounder with his capability to run a variety of leadership roles. In his current role, he anchors the Bid Management function for the Consumer Banking Division. In a career spanning 25 years, Krishna has developed a liking and expertise for Program Management, Pre Sales and Bid Management, where his talent to navigate cross functional perspectives are fully leveraged. Given any scenario of a large bid or a complex bid, Krishna is the port-of-call!

    With his deep understanding of the entire product suite at Intellect, he can come up with innovative solutions and connect our product differentiators to solve client problems. Krishna is a natural framework thinker and is much sought after for articulating value proposition as well as for designing win-win contracts. Prior to joining Intellect, Krishna has worked with well-respected Institutions such as Washington Mutual, Lear Corporation and Mahindra Satyam. His ability to assess and understand client's unstated needs have made him a favorite in the bid management and contracting process both internally as well as with the client organisation.

    Signature trait: Win-win negotiation

    Alma mater: University of Madras (India)

  • Padmini Sharathkumar, Chief Marketing Officer

    Padmini comes with a unique combination of both technology and banking domain expertise. In her current role as head of the business enablement group, she manages both the HR and marketing function.

    Prior to her role as the enablement unit head, she worked in multiple roles in Intellect and Polaris including the global marketing head role as well as managing the Chairman’s office. During these roles, she gained a good understanding of the customer insights and developed her strategic visioning skills.

    Prior to joining Polaris, she worked with the Treasury and Technology businesses at American Express, where her Employee Survey Action Team (ESAT) was the recipient of the Chairman's Award.

    She is a high-energy leader and is seen as a role model for women both inside and outside the organization.


    Signature trait: Customer Insights

    Alma mater: BITS, Pilani (India)

  • Ambal Saravanan, Director, Human Resources

    Ambal is a Change Evangelist with specialisation in cultural transformation elevating companies and people. Her experience in various roles in Project Management, Strategy Management, Governance, Leadership development enables her to be a Strategic HR Business partner.

    Ambal has a unique blend of Technology, Delivery & HR experience that has spanned close to 30 years in IT, Service, Captive, Product and Fintech companies. Before joining Intellect family, she Headed the Strategy Management Office at Standard Chartered Global Business Services. She has also been part of Polaris Software Ltd, Franklin Templeton Mutual fund AMC and ITI Capital Markets Ltd.

    She has been instrumental for 3 copyrights related to Leadership development and Cultural transformation. She writes and speaks in Industry forums like PMI, ewit. She has presented a new project scheduling method for productivity improvement called “Critical Path+” in Global PMI Conference in New York.


    Signature trait:  Framework thinker

    Alma mater:  Bharathidasan University (India) , ICFAI University (India)

Rajesh Saxena, Chief Executive Officer

Rajesh is a seasoned retail banking executive with an in depth understanding of all aspects of retail banking including retail distribution, digital banking, offshore and onshore investments, branch banking with special expertise in credit cards, Personal loans and other unsecured lending. He has strong P&L focus having done large P&L roles in the last 15 years.

Prior to joining Intellect, Rajesh, was Chief Executive Officer, American Express, India and in this role was responsible for International Consumer & Small Business Services in India as well as for providing leadership to the AEBC Country Executive Team. He is credited for turning around the cards business and setting the business for growth in India.

Prior to AMEX, he worked with Citibank for 19 years across multiple geographies in various consumer banking roles with the last 10 years spent in managing large teams and product and country P&L's.

He has strong strategic thinking capability with special skills and experience of ramping up start-up businesses and has a deep retail customer insight. He is well networked in the BFSI space across India, Asia, Middle East and Europe


Signature trait: Perfection
Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

Banesh Prabhu, Chief Strategy Advisor

Banesh is a Fintech services veteran and pioneer in Technology & Operations solutions management. He has developed & implemented strategies globally including next generation digital capabilities for servicing clients. He has managed senior global responsibilities in Operations, Distribution, Divestures, Integration, Digital Services and a diverse range of technology for over three decades of which, for 23 years he was the Citibank International Consumer Bank Global Head covering Operations & Technology for servicing 80m clients in 55+ international markets.

At Citigroup he was a senior member of the Global Consumer Planning Group, Global Cards Executive Committee, Global Operations Council and Information Technology Leadership Council. In his last role, he was a member of the Executive Committee and Head of O&T for Thailand’s leading universal banking group, Siam Commercial Bank.

As Chief Strategy advisor for Intellect Design Arena, he is also a Partner and a Member of the Intellect Executive Committee. In addition to being a Senior Advisor with Boston Consulting Group and a Partner in a UK Fintech early stage investment company, he is also a key investor and member of the executive committee of Globallinker, a next generation SME Networking Platform Company.


Signature trait: International Financial Services Operation & Technology, Digital & Fintech Investment & Implementation, Digital Leadership

Alma mater: Chartered Accountant - Institute of Chartered Accountant of India; Bachelor of General Laws
(LLB - Gen) & Bachelor of Commerce - Mumbai University

Paramdeep Singh, Business Head, Intellect Digital Core & Quantum Central Banking

Param has extensive leadership experience in retail banking, cards, lending and insurance. In the last 25 years, he has worked in product development and customer experience across consumer banking, cards, loan and wealth management products. Param heads the Digital Core Banking business at Intellect and has been aggressive at positioning the product as a solution of choice for progressive banks across geographies.

Prior to joining Intellect, Param led the Product Development, Customer Innovation and Research, Health Insurance and Micro insurance business, at SBI and BNP Paribas Insurance. He has been instrumental in launching new products and setting up the business strategies at GE Money.


Signature trait: Innovative & Energetic Thinker
Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

Varadarajan S, Business Head, Intellect Digital Face

Varadarajan (Varada) is an accomplished Business Technology leader with deep domain expertise in Financial Services, having worked extensively across various banking products such as Digital banking, Core banking, Private banking, Transaction banking and Investment banking. During his career he has played a variety of roles including global program management, product implementation, sales and Consulting.

Prior to joining Intellect, Varada spent over 25 years with TCS Ltd, where he was part of the BFSI Leadership team. He was responsible for maturing the domain leadership of TCS both internally and externally. He has also been a part of the TCS financial solutions across the BaNCS product life cycle and has driven several complex implementations.

Varada is a much respected thought leader, having participated in several international forums as a writer and speaker.


Signature trait:  Deep Domain Expertise
Alma mater:  Aligarh Muslim University (India)

Harpreet Singh, Business Head, Intellect Digital Lending & Cards

Harpreet, a seasoned professional with 18 years in Consumer Banking, having focus on Payment Products and Lending, in diverse functions like Business Strategy planning, Sales & Distribution, Product/Portfolio management, Partnerships and Alliances, and Risk Management, across regions and locations in India and the Middle East.

He has worked across Asia and Middle East with Citibank and Mashreq Bank in unsecured lending and payment products. He holds deep expertise in New Account Acquisition, Sales, Product Management, Portfolio Management, Rewards and Loyalty Management, Managing Alliance Partners and other strategic initiatives, playing pivotal roles in large, complex regulatory and business projects.


Signature trait: Business Acumen
Alma mater: XLRI Jamshedpur (India), Punjab Engineering College (India)

Rahul Petkar, Business Head, South America

Rahul is a strong believer in building sustainable businesses globally. He has played a pivotal role in starting and growing Intellect’s business in the Canadian and Latin American market. He is presently the Business Head for Intellect’s consumer banking business in South America.

Working with leading global financial institutions for over three decades, he has the expertise for strategic business development from start. Prior to Intellect, Rahul has been associated with Polaris in business leadership role. He has worked with Citibank in India and spent many years in various retail banking roles across multiple geographies.


Signature trait: Business Acumen
Alma mater: IIM Bangalore (India)

Sriram Vaidheeswaran, Global Head, Engineering & Manufacturing

Sriram is a subject matter expert with over three decades of experience and is a respected leader in the banking technology industry. He heads the Quantum Central banking business, which is a specialized unit in Intellect, focused on all technology needs of the central banks. In Intellect, he has successfully delivered large and multiple country rollouts.

He joined us from the Standard Chartered group where he was responsible for developing core banking products, Internet banking products and implementing and supporting them in over 15 countries.

He is passionate about solving customer problems and is known for his coaching skills in order to develop talent, earning laurels for his 'technical' leadership and 'people' leadership. He is the leader every passionate design engineer wants to work with.


Signature trait: Solution and Design Thinking
Alma mater: PSG College of Technology, Coimbatore (India)

Akash Gupta, Global Head, Client Partner & Service Delivery

Akash comes with huge retail banking experience of more than three decades in the financial industry. He heads the Credit Cards business at Intellect and has been driving customer implementation across Asia and South America. His extensive experience in the retail banking domain drives a deep appreciation of application of technology towards business objectives and the retail, commercial & wealth operations. He is focused towards creating value for customers through sharp execution capabilities.

Before joining the Intellect family, Akash has handled senior leadership roles at RBS, ABN AMRO Bank, Bank of America and ITC Classic Finance. He has also held senior leadership level heading large operations and strategic delivery for the captive operations of RBS in India. He was part of the leadership that pioneered 365 days banking, doorstep delivery, and extended banking hours at Bank of America.


Signature trait: Perfection
Alma mater: ICWAI (India)

Rahul Swarup, Solution Advisor, Cloud Infrastructure

Rahul is an expert with deep knowledge of technology with business practices & a strong result oriented focus on customers and market. In the 34 years of experience that he has had in various leadership roles across industries, he has built & led highly successful technology and business teams. As a Consultant, Mentor and Entrepreneur, Rahul has worked with various technologies and organisations in the past.

He has had a whole gamut of experience right from Building & Operating Network facilities at ONGC & Citibank, Building Networks & Data Center facilities for SIFY, managing Remote Infrastructure Managed Service for SevenStrata IT Services Pvt. Ltd, to being an MD & CEO of Go IP Global Services and to Co-found SixMatrix IT Services Pvt Ltd.


Signature trait: Team Building and Process Orientation
Alma mater: IIT, Kanpur (India)

Venkatesh Chillara, Head, Quality

25 years of rich experience is one thing. When you see some profiles, the first thing that strikes you is the holistic experience. Venkatesh is one such leader. From leading transformational programs to management consulting to setting up several testing and delivery assurance centers of excellence to performance engineering to virtualisation, Venkatesh has actually done it all! The added bonus is his strong banking vertical exposure across Consumer, Transaction banking and Capital Markets. Needless to say, here is one leader who is a true business enabler and extremely focused on product quality.

He joined Intellect from the IT major, Satyam Computer Services, where he owned the P/L responsibility for a $100 million practice. He has published several managerial and technical papers globally and has been a speaker at several international conferences. At Intellect, Venkatesh anchors and evangelises impact creation, through disciplined Delivery Excellence. His first principle for true customer delight is 'D-3 OTIF, ie, Deliver 3 days ahead of schedule on-time and in-full!


Signature trait: Building Trust circles
Alma mater: Jawaharlal Nehru Technology University (India), Osmania University (India)

Shiv Sivaraman, Head, Testing & Product Advocacy

Shiv is a seasoned IT professional with over 3 decades of experience in the field of Consulting, Business process re-engineering, Design, Development of Business Solutions, Product Development, System Integration, Application Maintenance and Application Support.

With strong delivery focus and an eye for revenue enhancement through customer delight and having worked with customers in the retail and investment banking space, he has been instrumental in creating a platform for managed data services for trade data which was bought from UBS and converted as a platform with connectivity to various data providers.

Prior to Intellect, Shiv was has worked in Tech Mahindra, Ramco Systems, Satyam Computer Services Ltd., @Xpedior Inc, Chicago, etc. with focus spanning customer engagements in BFSI and Public Sector and manufacturing verticals. Shiv has worked with customers like Citi, Barclays, UBS in product development and implementation, commercial lending, payment systems, back-office applications, risk management solutions, etc


Signature trait: Delivery Excellence, Customer Commitment & Deep Domain Expertise

Alma mater:  Calicut University (India) & Annamalai University (India)

Krishna Bessetti, Chief Commercial Officer

Krishna Besetti is fondly referred to as Intellect's All-Rounder with his capability to run a variety of leadership roles. In his current role, he anchors the Bid Management function for the Consumer Banking Division. In a career spanning 25 years, Krishna has developed a liking and expertise for Program Management, Pre Sales and Bid Management, where his talent to navigate cross functional perspectives are fully leveraged. Given any scenario of a large bid or a complex bid, Krishna is the port-of-call!

With his deep understanding of the entire product suite at Intellect, he can come up with innovative solutions and connect our product differentiators to solve client problems. Krishna is a natural framework thinker and is much sought after for articulating value proposition as well as for designing win-win contracts. Prior to joining Intellect, Krishna has worked with well-respected Institutions such as Washington Mutual, Lear Corporation and Mahindra Satyam. His ability to assess and understand client's unstated needs have made him a favorite in the bid management and contracting process both internally as well as with the client organisation.


Signature trait: Win-win negotiation
Alma mater: University of Madras (India)

Padmini Sharathkumar, Chief Marketing Officer

Padmini comes with a unique combination of both technology and banking domain expertise. In her current role as head of the business enablement group, she manages both the HR and marketing function.

Prior to her role as the enablement unit head, she worked in multiple roles in Intellect and Polaris including the global marketing head role as well as managing the Chairman’s office. During these roles, she gained a good understanding of the customer insights and developed her strategic visioning skills.

Prior to joining Polaris, she worked with the Treasury and Technology businesses at American Express, where her Employee Survey Action Team (ESAT) was the recipient of the Chairman's Award.

She is a high-energy leader and is seen as a role model for women both inside and outside the organization.


Signature trait: Customer Insights
Alma mater: BITS, Pilani (India)

Ambal Saravanan, Director, Human Resources

Ambal is a Change Evangelist with specialisation in cultural transformation elevating companies and people. Her experience in various roles in Project Management, Strategy Management, Governance, Leadership development enables her to be a Strategic HR Business partner.

Ambal has a unique blend of Technology, Delivery & HR experience that has spanned close to 30 years in IT, Service, Captive, Product and Fintech companies. Before joining Intellect family, she Headed the Strategy Management Office at Standard Chartered Global Business Services. She has also been part of Polaris Software Ltd, Franklin Templeton Mutual fund AMC and ITI Capital Markets Ltd.

She has been instrumental for 3 copyrights related to Leadership development and Cultural transformation. She writes and speaks in Industry forums like PMI, ewit. She has presented a new project scheduling method for productivity improvement called “Critical Path+” in Global PMI Conference in New York.


Signature trait:  Framework thinker
Alma mater:  Bharathidasan University (India), ICFAI University (India)

Scroll to Top