Cho vay

Unleash the Power of Digital Credit. Limitless Credit Solutions.
Built for a Boundary-less World

Ranked #1 in Digital Lending for delivering innovative solutions & measurable results

eMACH.ai Lending is a cutting-edge digital credit management system designed to meet the evolving needs of credit seekers and financial institutions. Empowering FIs to offer both commoditized and specialized credit products across Retail, Corporate, SME, and Agri segments, eMACH.ai Lending ensures a seamless, efficient approach to the digital credit landscape.

With the ‘Always On, Always Aware’ concept, eMACH.ai Lending enables real-time, informed credit decisions, providing banks with a 360-degree view of customer portfolios. The DIY model allows banks to create products on-the-fly, ensuring flexibility. The fully automated, robust architecture drives enhanced operational efficiency, reducing costs. eMACH.ai Lending integrates Credit Origination, Loan Servicing, Debt Management, and Collateral & Limits Management, with each component also available as standalone products, supporting digital credit transformation at every stage.


20% Reduction in Past-due and Written-off Loans


01

Accelerated Credit
Origination

Achieve 3x growth in origination volume,
enabling faster customer acquisition

Seamless API onboarding
& documentation

02

Comprehensive Credit
Lifecycle Management

Manage everything from credit origination
to servicing, collections, and delinquency

Gain a 360-degree view of borrower exposure, ensuring better credit decisions

03

Built on Future-Ready
Architecture

Proven capability to handle 10,000+ TPS with real-time event streaming

Cloud-ready platform supporting on-premises, public, and hybrid deployments

04

Empowered Risk
Mitigation

Intelligent underwriting powered by AI ensures faster and more accurate decisions

Real-time margin tracking and multi-dimensional exposure views minimize credit risks

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End-to-End Credit Lifecycle Management
Hyper-Personalized Lending Journeys
Intelligent Risk Management
Faster Time-to-Market
Advanced Debt Management Capabilities
×
01

Diverse loan products

02

Comprehensive loan lifecycle management

03

Integration of functional capabilities

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Trải nghiệm Onboarding liền mạch

  • Omni-channel origination with customer initiated/ RM assisted journeys
  • API-based origination enabling collaboration with fintechs
  • Digital data aggregation through structured and unstructured data sources
  • Zero touch documentation enabled by digital signatures
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Accelerate Growth with Scalability

  • Proven to handle 10 million+ accounts and process thousands of transactions per second
  • Cloud-native platform ensures seamless scalability across geographies and business segments

Taner Ayhan

TỔNG GIÁM ĐỐC ĐIỀU HÀNH

Với tư cách là VakifBank, chúng tôi luôn cam kết cung cấp các dịch vụ và giải pháp tốt nhất cho khách hàng và chúng tôi tin rằng các sản phẩm của iGCB sẽ giúp chúng tôi đạt được tầm nhìn trở thành ngân hàng kỹ thuật số hàng đầu tại Châu Âu. Digital Core và nền tảng cho vay cung cấp cho chúng tôi sự linh hoạt, khả năng mở rộng và đổi mới mà chúng tôi cần để đáp ứng nhu cầu và kỳ vọng ngày càng tăng của khách hàng, đồng thời tối ưu hóa hiệu quả hoạt động và tuân thủ của chúng tôi. Chúng tôi rất vui mừng và mong muốn được hợp tác với iGCB để tạo ra trải nghiệm ngân hàng liền mạch và vượt trội cho khách hàng của chúng tôi.

Taner Ayhan
Asia Pacific Digital Lending

Nghiên cứu tình huống: Trí tuệ thúc đẩy tăng trưởng mạnh mẽ cho YES Bank, một ngân hàng tư nhân hàng đầu tại Ấn Độ

  • 50% reduction in loan processing time

  • 100% digital onboarding for MSME customers

  • Powered on-the-go approvals, slashing approval times by 30% for preferred business lines

Global Digital Lending

Case Study: Bank implements Intellect Collaterals and Limits Management System across Asia Pacific and Europe

Tất cả sản phẩm
Tất cả sản phẩm

Intellect xếp hạng số 3 về Lãnh đạo toàn cầu – Phân bổ địa lý trong Bảng xếp hạng bán hàng IBSi năm 2024

Tất cả sản phẩm
Tất cả sản phẩm

Intellect được xếp hạng số 2 trong số các nhà lãnh đạo khu vực tại Bắc Mỹ trong Bảng xếp hạng bán hàng IBSi năm 2024

Digital Lending
Digital Lending

Xếp hạng số 2 cho vay bán lẻ Hồi giáo trong Bảng xếp hạng doanh số IBSi năm 2024

Digital Lending
Digital Lending

Xếp hạng số 1 về cho vay bán lẻ trong Bảng xếp hạng doanh số IBSi năm 2024

01

How does eMACH.ai Lending empower financial institutions?

eMACH.ai Lending provides a fully automated, all-in-one lending platform. It integrates origination, servicing, and debt management, enabling FIs to offer seamless, real-time, and efficient credit services.

02

What is unique about the 'Always On, Always Aware' concept?

This concept ensures banks deliver real-time, digital-first solutions. It empowers banks to make informed credit decisions, enabling a 360-degree credit portfolio view for customers.

03

How does eMACH.ai Lending simplify exposure and collateral management?

Intellect’s CLMS provides real-time exposure and collateral monitoring with centralized asset tracking, ensuring a single source of truth for secured and unsecured credit exposures.